Mortgage Protection

Mortgage Protection provides financial protection to you against critical illness, disability and to your family in the event of death. OUR PLAN is not a reducing term life insurance policy but level term which guarantees that if you die your mortgage will be paid in full and some leftover for other needs. This is recommended because you own the policy not the mortgage company. It is portable and stays with you. Mortgage protection provides a safety net for your family should you or your spouse pass away and pays out a guaranteed cash sum if you die during the policy term or are diagnosed with a terminal illness with less than 12 months to live. Furthermore, if you have stroke or bypass-surgery you get an additional $50,000 to help pay mortgage and ongoing expenses while you recover. The market for mortgage insurance policies is  competitive.  But, at NAA you get "return-of-premium" when you pay off your mortgage.  Also when you buy mortgage life insurance through your lender, you have no opportunity to shop around unlike comparing quotes with NAA at no cost or obligation. REMEMBER, don't use it you get your money back. It doesn't get any better.College funds

We also provide tax deferred, equity line annuities, growth with '0'-risk, for college funds,  retirement, investment savings.

Are you  financially ready for College? 
 
The wisest course is to save in advance for all or a substantial part of those costs. The earlier you start putting money away, the more it accumulates.

You can also use mutual funds to fund an Education Savings Account ("ESA") for your child, contributing up to $2,000 a year, depending upon your income. Educational Savings Accounts are specifically for college, elementary and secondary education funding purposes. An ESA lets you contribute up to $2000 each year for anyone under the age of 18. Distributions for tuition, fees, room and board and other educational expenses are not subject to income tax or the 10% penalty tax on earnings.